Cost

Preferred Risk - It costs less than you might think.

The Preferred Risk Policy has nine coverage options. These new rates are for policies with an effective date on or after May 1, 2004 (Rates subject to change).

Single Family Residence
Low to Moderate Flood Risk Area
(FIRM Zones B,C, and X)
Effective May 1, 2004

Without Basement

Dwelling Coverage

Contents Coverage

Annual Premium

$20,000

$8,000

$112

$30,000

$12,000

$138

$50,000

$20,000

$180

$75,000

$30,000

$207

$100,000

$40,000

$233

$125,000

$50,000

$249

$150,000

$60,000

$264

$200,000

$80,000

$296

$250,000

$100,000

$317


With Basement

Dwelling Coverage

Contents Coverage

Annual Premium

$20,000

$8,000

$137

$30,000

$12,000

$163

$50,000

$20,000

$205

$75,000

$30,000

$232

$100,000

$40,000

$263

$125,000

$50,000

$279

$150,000

$60,000

$294

$200,000

$80,000

$331

$250,000

$100,00

$352




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